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Evaluating the Performance of Public and Private Health Insurance Providers in Haryana
American Journal of Economics and Business Management,
Vol. 1 No. 1 (2018): January
Abstract
Health insurance plays a crucial role in providing financial security during medical emergencies. This study compares private and public health insurance companies in Haryana by analyzing their efficiency, accessibility, claim settlement, customer satisfaction, and affordability. Using a sample of 300 respondents, both primary and secondary data have been utilized to provide an in-depth evaluation. The findings aim to offer insights into the strengths and weaknesses of both sectors, leading to practical suggestions for policy improvements.
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- Books:
- Health Insurance in India: Issues and Challenges by Rajendra Pratap Gupta
- Indian Insurance Industry: Transition & Prospects by Tapas Kumar Panda
- Previous Studies and Journals:
- Gupta, R., & Sharma, P. (2008). Comparative Study on Public and Private Health Insurance in India. Journal of Health Economics, 22(3), 45-62.
- Rao, M., Patel, A., & Deshmukh, S. (2009). Impact of Health Insurance in India. Indian Journal of Public Health, 17(2), 112-127.
- Singh, K., & Verma, R. (2010). Role of Private Insurers. International Journal of Insurance Studies, 8(4), 78-95.
- Mehta, D. (2011). Effectiveness of Claim Settlements. Asian Journal of Health Finance, 5(1), 32-48.
- Patel, R., & Kumar, S. (2012). Comparative Analysis of Health Schemes. Economic & Political Weekly, 47(5), 102-119.
- Sharma, T. (2012). Consumer Satisfaction in Health Insurance. Journal of Consumer Research, 19(3), 88-105.
- Bansal, H. (2013). Trends in Health Insurance. International Journal of Business and Economics, 11(2), 56-74.
- Joshi, V. (2013). Regulation and Health Insurance. Journal of Regulatory Affairs, 6(2), 145-159.
- Rajan, P., & Bose, S. (2014). Financial Sustainability of Insurance. Indian Journal of Economics and Development, 21(4), 210-225.
- Kapoor, N. (2014). Claims Processing in Insurance. Journal of Risk and Insurance, 9(3), 90-108.
- Nair, M. (2014). Challenges in Public Insurance. International Journal of Public Health Policy, 13(1), 67-81.
- Das, A., & Sen, B. (2014). Future of Health Insurance in India. Indian Journal of Health Policy and Management, 14(2), 120-138.
- Journal of Health Economics
- Indian Journal of Insurance Studies
- Harvard Business Review on Insurance Trends
- Reports from Public and Private Insurance Companies
- WHO Reports on Health Insurance Trends
- Websites:
- IRDAI Annual Reports (www.irda.gov.in)
- Ministry of Health and Family Welfare (www.mohfw.gov.in)
- PolicyBazaar and insurer-specific portals (www.policybazaar.com)
- Research papers from PubMed and Scopus Databases
- Articles from The Economic Times and Business Standard Magazines
References
Books:
Health Insurance in India: Issues and Challenges by Rajendra Pratap Gupta
Indian Insurance Industry: Transition & Prospects by Tapas Kumar Panda
Previous Studies and Journals:
Gupta, R., & Sharma, P. (2008). Comparative Study on Public and Private Health Insurance in India. Journal of Health Economics, 22(3), 45-62.
Rao, M., Patel, A., & Deshmukh, S. (2009). Impact of Health Insurance in India. Indian Journal of Public Health, 17(2), 112-127.
Singh, K., & Verma, R. (2010). Role of Private Insurers. International Journal of Insurance Studies, 8(4), 78-95.
Mehta, D. (2011). Effectiveness of Claim Settlements. Asian Journal of Health Finance, 5(1), 32-48.
Patel, R., & Kumar, S. (2012). Comparative Analysis of Health Schemes. Economic & Political Weekly, 47(5), 102-119.
Sharma, T. (2012). Consumer Satisfaction in Health Insurance. Journal of Consumer Research, 19(3), 88-105.
Bansal, H. (2013). Trends in Health Insurance. International Journal of Business and Economics, 11(2), 56-74.
Joshi, V. (2013). Regulation and Health Insurance. Journal of Regulatory Affairs, 6(2), 145-159.
Rajan, P., & Bose, S. (2014). Financial Sustainability of Insurance. Indian Journal of Economics and Development, 21(4), 210-225.
Kapoor, N. (2014). Claims Processing in Insurance. Journal of Risk and Insurance, 9(3), 90-108.
Nair, M. (2014). Challenges in Public Insurance. International Journal of Public Health Policy, 13(1), 67-81.
Das, A., & Sen, B. (2014). Future of Health Insurance in India. Indian Journal of Health Policy and Management, 14(2), 120-138.
Journal of Health Economics
Indian Journal of Insurance Studies
Harvard Business Review on Insurance Trends
Reports from Public and Private Insurance Companies
WHO Reports on Health Insurance Trends
Websites:
IRDAI Annual Reports (www.irda.gov.in)
Ministry of Health and Family Welfare (www.mohfw.gov.in)
PolicyBazaar and insurer-specific portals (www.policybazaar.com)
Research papers from PubMed and Scopus Databases
Articles from The Economic Times and Business Standard Magazines