World Experience in Small Business Lending

Abstract

The experience of developed countries shows that in the transition to a market economy, a small business requires less capital expenditure compared to large manufacturers, it is compact, it can quickly change the types of products it produces depending on the demand and supply in the market, it is flexible and it uses all the possibilities of its production capacity in order to get more profit. launched and showed that it is distinguished by its ability to rapidly modernize. In addition, compared to large enterprises, the management system is much simpler, employees can perform several tasks at the same time, and quality products are produced in the entrepreneur's view. In this article, the world experience in lending to small businesses is widely studied.