Cash Flow Management System in Insurance Companies

Authors

  • Karshiev Otabek Abdullaevich Doctor of Philosophy in Economics, PhD Pro-Rector for Scientific Affairs and Innovations, Sarbon University

DOI:

https://doi.org/10.31150/ajebm.v8i8.3890

Keywords:

Insurance, Cash Flows, Finance, Funds, Financial Resources, Reserves, Credit, Obligations

Abstract

Rational management of cash flows leads to an increase in the level of financial stability of the insurance business, which is expressed in the following: Improving operational management from the point of view of balancing the inflow and outflow of funds; Increasing the volume of sales of insurance products and minimizing costs due to the operational management of the insurance organization's assets; Increase the profitability of debt capital and increase the liquidity of the insurer's balance sheet; Allocate financial resources to invest in more profitable financial instruments at lower costs to protect them; Improve negotiations with creditors; Create a basis for assessing the efficiency of the activities of financial responsibility centers (in analyzing cash flows by type of activity); Improving the management of insurance reserves and reducing interest on the insured's obligations.

Downloads

Download data is not yet available.

References

[1] Kh. Akhmadzhonov, N. Ishonkulov, and U. Nurmanov, Pul mablagʻlarining hisobi va tahlili, oʻquv qoʻllanma. Toshkent: “Iqtisod-Moliya” nashriyoti, pp. 20–21.

[2] T. Isakova, “Risk accounting in the financial management of the insurer,” Insurance Business, no. 12, Moscow: ANKIL, 2007.

[3] T. Isakova, “Risk accounting in the financial management of the insurer,” Insurance Business, no. 12, Moscow: ANKIL, 2007.

[4] A. P. Arkhipov, Insurance Management: A Textbook for Universities, Moscow: Yurait Publishing House, 2024, 305 p.

[5] Yu. V. Gryzenkova and A. A. Tsyganov, “Management decisions of the insurer on the conclusion and maintenance of an insurance contract,” Organization of Sales of Insurance Products, no. 6, 2008.

[6] A. Lukashov and A. Mogin, IPO from I to O. A Manual for Financial Directors and Investment Analysts, Moscow: Alpina Business Books, 2008.

[7] N. A. Putilina, “Insurance companies on the way to IPO,” Management in an Insurance Company, no. 1, 2008.

[8] A. O. Soldatova, “On the risks in securitization,” Management in an Insurance Company, no. 1, 2008.

[9] A. A. Tsyganov, “Practice of attracting investments,” Management in an Insurance Company, no. 2, 2008.

[10] N. Yu. Kuleshov, “Insurance of IPO risks,” Insurance, no. 2, 2011.

[11] I. Kh. Abdurakhmanov, Theory and Practice of Insurance, Tashkent: Iqtisod-Moliya, 2019.

[12] I. Kh. Abdurakhmonov, Insurance: Theory and Practice, Tashkent: Economics-Finance, 2019.

[13] H. Ahmedov, Fundamentals of Financial Management, Tashkent: “Science and Technology”, 2020.

[14] N. To'laganov, “Planning and Control of Financial Flows in Insurance Companies”, Journal of Economics and Innovative Technologies, no. 4, pp. 112–117, 2021.

[15] D. Kholmatov, “Mechanisms for Managing Liquidity and Solvency in Insurance Organizations”, Economic Bulletin of Uzbekistan, no. 2, pp. 88–92, 2022.

Downloads

Published

2025-08-09

How to Cite

Abdullaevich, K. O. (2025). Cash Flow Management System in Insurance Companies. American Journal of Economics and Business Management, 8(8), 3816–3824. https://doi.org/10.31150/ajebm.v8i8.3890

Issue

Section

Articles

Similar Articles

1 2 3 4 5 6 7 8 9 10 > >> 

You may also start an advanced similarity search for this article.