Batizani, Duncane, and Dr. Abubaker Quetishat. “An Empirical Study on Financial Literacy Among Undergraduate Higher Education Students: The Case of Malawi Institute of Management”. American Journal of Economics and Business Management 5, no. 8 (August 25, 2022): 118–126. Accessed July 12, 2025. https://www.globalresearchnetwork.us/index.php/ajebm/article/view/1401.