Soeparno, W. S. I. ., Hasibuan, W. S. ., HR, W. A. ., & Khairina , T. W. S. . (2024). The Influence of Islamic Financial Literacy and Social Environment on Saving Intentions in Islamic Banking: A Case Study of Economics and Business Students at Universitas Sumatera Utara. American Journal of Economics and Business Management, 7(8), 530–539. https://doi.org/10.31150/ajebm.v7i8.2911